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Why is It important to get a copy of the police report? Simply put, the police report is official documentation of circumstances surrounding the accident.
Suffice it to say, these types of details go a long way when it comes to: Filing your car insurance claim particularly, a personal injury or property damage claim. How the claims adjuster moves forward. How the insurance companies determine fault.
Should I admit fault for the accident? No, never admit fault for an auto accident.
From simple fender benders to head-on collisions, car accidents can leave all parties confused about which steps to take next. Review our questions and answers below on what to do following the car accident, how to handle medical and personal injury situations, what to do if you've suffered property damage, how to file insurance claims, . Breaking headlines and latest news from the UK and the World. Exclusives, live updates, pictures, video and comment from The Sun. Two major tour bus accidents grabbed headlines in early — one in California and one in Massachusetts — injuring many passengers, and in the case of the California incident, killing at least eight people. Such incidents are reported nearly every week in the United States; media reports often cite the bus company’s operating record, but the larger data picture may also be helpful.
While you may believe you are at fault for the accident, you may not be aware of all the facts and circumstances that were at play. Fault will be determined upon further investigation. Should I always see a doctor after a car accident? Present your lawyer with your medical records and he or she will advise you from there.
What if my injuries keep me from working? Generally, car accident attorneys take lost wages into account when filing suits against insurance companies. Be sure to keep records of specific dates you missed work, the amount of money you lost, and even any money you paid for public transportation to get to work if your injuries allowed it but your vehicle was too damaged.
What kinds of medical records should I keep? Make sure you ask for a copy of all medical records from each medical professional you see for injuries related to the car accident.
The ONLY people who should have access to your medical records are your doctors and your personal injury attorney. Should I allow my own health insurance to cover my medical bills?
Your personal injury attorney knows how to make sure you and your health insurance company receive reimbursement for the medical costs associated with an accident for which you were not at fault. Should I continue driving my car? Even if the damages seem minor for example, you can spot only a few dings and scrapes on the bumperyou should have your vehicle inspected by an auto repair mechanic BEFORE you resume using your car as you normally would.
Note that some insurance companies work exclusively with certain mechanic shops, so call your insurance provider first and ask about which shops you can visit.
Generally, an insurance company will send out an inspector to review the vehicle damage and direct you to a mechanic who will appraise the cost of vehicle repairs. Because every policy differs including who handles inspections and appraisalsyou should contact your car insurance provider.
What if my car is totaled? At this point, your insurance company should pay you a check based on the market value of your vehicle before the accident. Who is responsible for car repair costs? Generally, the insurance company of the party at fault is responsible for paying car repair costs; however, some factors could muddy those waters.
Can I get a rental car? Some insurance policies automatically include coverage for rental car costs; others require extra rental reimbursement coverage tacked onto the policy. What if my car damages keep me from work? How do I file a car insurance claim? How you file a car insurance claim depends on various factors, especially on the nature of the claim i.
Some cases might seem simple enough to file a claim on your own behalf and, some actually are that simple—with a little research and direction from your insurance provider on policy details ; other cases are complicated and benefit greatly from a car accident attorney who can file on your behalf.
When should I hire a lawyer? Car accidents—especially those involving bodily injury—can bring about stressful times.
Add to that multiple insurance companies with teams of skilled lawyers, and you could find yourself in completely uncharted territory. Handle legal procedures and terms, process paperwork, and make sure you meet any statute of limitations deadline your state might have in place.
Work with a team of investigators who can handle all technical aspects of your case.Get the latest health news, diet & fitness information, medical research, health care trends and health issues that affect you and your family on yunusemremert.com Personal Accident and Health Insurance Market in South Africa to - Historical Growth Data, Market Key Trends, Opportunities.
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Get the latest health news, diet & fitness information, medical research, health care trends and health issues that affect you and your family on yunusemremert.com Breaking headlines and latest news from the UK and the World.
Exclusives, live updates, pictures, video and comment from The Sun.